I'm having a bit of a problem getting my vsftpd to work and have spend the last several hours looking over the web and trying to figure it out...

I am getting the following error

Connecting to
Connected to , Waiting for Server Response
220 (vsFTPd 2.0.6)
Host type (1): Automatic detect
USER name
331 Please specify the password.
PASS (hidden)
530 Login incorrect.

My config file:
local_enable=YES
listen=YES
pam_service_name=vsftpd
userlist_enable=YES
userlist_deny=NO
tcp_wrappers=YES

I am trying to connect as a local user and I know the name and the password I am using is correct. So at this point, if anyone has any idea's I'd appreciate it.